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Solvency Analyst - LATAM Market Intern
- 03 décembre
- Ile-de-France
- Interim
As a leading global reinsurer, SCOR offers its clients a diversified and innovative range of reinsurance and insurance solutions and services to control and manage risk. Applying "The Art & Science of Risk," SCOR uses its industry-recognized expertise and cutting-edge financial solutions to serve its clients and contribute to the welfare and resilience of society in around 160 countries worldwide.
Working at SCOR means engaging with some of the best minds in the industry - actuaries, data scientists, underwriters, risk modelers, engineers, and many others - as we work together to find solutions to pressing challenges facing societies.
As an international company, our common culture is defined by "The SCOR Way." Serving both to build momentum that drives the Group forward and as a compass to guide our actions and choices, The SCOR Way is anchored by five core values, reflecting the input of employees at all levels of the Group. We care about clients, people, and societies. We perform with integrity. We act with courage. We encourage open minds. And we thrive through collaboration.
Within SCOR P&C, the Alternative Solutions team completes the group's offering with structured reinsurance
solutions specifically designed to address the capital management needs of our clients. Capital management
reinsurance treaties are designed to maintain or to restore the solvency ratio of an insurance company while
reallocating trapped capital to business growth or dividend payment in a cost-efficient manner.
The objective of the internship is to provide the AS underwriters with market intelligence on the LATAM
region, so as to assess how the capital management reinsurance solutions developed for other regions can
be adapted to fit local regulations and identify the local companies for which these solutions might provide
benefit.
Responsibilities
Analysis of the insurance regulations / capital and solvency regimes of the main countries in Latin America /
South America:
* Current regulatory framework for capital requirement and solvency
* Comparison with Solvency I / Solvency II regimes, main changes in the coming future
* Focus on capital requirement for non-life underwriting risk: capital requirement for Premium, for
Reserves, for CAT, and diversification
* Focus on the recognition of risk-mitigation techniques, such as reinsurance
* Current regulatory framework for reinsurance
Resources: regulation in that country, Solvency I / II general knowledge, discussion with SCOR local experts,
other public reviews.
Provide market benchmarks:
* Identify public data relevant for the study
* Check data quality and produce benchmarks on solvency & reinsurance, as per availability
* Presentation of the results, in Spanish and English
In depth analysis of the main companies to be approached by our underwriters:
* Financial analysis / recent events / underwriting performance
Resources: financial reports published by the companies
Qualifications
* Master's level in Business School with a focus in Finance.
* Strong understanding of insurance and reinsurance principles, insurance regulations, capital requirements, and financial statements, including Solvency II Pillar 1.
* Fluent in Spanish (critical for navigating regulatory documents and data) and English (for internal communication).
Working at SCOR means engaging with some of the best minds in the industry - actuaries, data scientists, underwriters, risk modelers, engineers, and many others - as we work together to find solutions to pressing challenges facing societies.
As an international company, our common culture is defined by "The SCOR Way." Serving both to build momentum that drives the Group forward and as a compass to guide our actions and choices, The SCOR Way is anchored by five core values, reflecting the input of employees at all levels of the Group. We care about clients, people, and societies. We perform with integrity. We act with courage. We encourage open minds. And we thrive through collaboration.
Within SCOR P&C, the Alternative Solutions team completes the group's offering with structured reinsurance
solutions specifically designed to address the capital management needs of our clients. Capital management
reinsurance treaties are designed to maintain or to restore the solvency ratio of an insurance company while
reallocating trapped capital to business growth or dividend payment in a cost-efficient manner.
The objective of the internship is to provide the AS underwriters with market intelligence on the LATAM
region, so as to assess how the capital management reinsurance solutions developed for other regions can
be adapted to fit local regulations and identify the local companies for which these solutions might provide
benefit.
Responsibilities
Analysis of the insurance regulations / capital and solvency regimes of the main countries in Latin America /
South America:
* Current regulatory framework for capital requirement and solvency
* Comparison with Solvency I / Solvency II regimes, main changes in the coming future
* Focus on capital requirement for non-life underwriting risk: capital requirement for Premium, for
Reserves, for CAT, and diversification
* Focus on the recognition of risk-mitigation techniques, such as reinsurance
* Current regulatory framework for reinsurance
Resources: regulation in that country, Solvency I / II general knowledge, discussion with SCOR local experts,
other public reviews.
Provide market benchmarks:
* Identify public data relevant for the study
* Check data quality and produce benchmarks on solvency & reinsurance, as per availability
* Presentation of the results, in Spanish and English
In depth analysis of the main companies to be approached by our underwriters:
* Financial analysis / recent events / underwriting performance
Resources: financial reports published by the companies
Qualifications
* Master's level in Business School with a focus in Finance.
* Strong understanding of insurance and reinsurance principles, insurance regulations, capital requirements, and financial statements, including Solvency II Pillar 1.
* Fluent in Spanish (critical for navigating regulatory documents and data) and English (for internal communication).
